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How to Get the Compensation You Deserve in a Personal Injury Settlement It is not uncommon that medical bills quickly increase after an accident. When that occurs, it's crucial to understand your options and receive the money you deserve. One option is to pursue an injury-related settlement. The amount of money you can obtain in this manner is contingent on a number of factors including your injuries and the other party's liability. Medical expenses Medical expenses are a major aspect of many personal injury cases. personal injury attorney flower mound can vary from hundreds of dollars to several thousand depending on the extent of the injuries and the extent to which ongoing treatment is required. In most cases, victims will receive reimbursement for their current medical bills, as in the future for future medical expenses. This can include doctor visits and medications, physical therapy hospitalization, ambulance ride. However there are a few things that accident victims need to be aware of when making an insurance claim for these expenses. The expenses must be documented to determine the amount of settlement. The next step is to provide all medical records and receipts to the plaintiff's lawyer. These documents will allow the attorney to assess how much you have paid and how much further treatments will cost. Your attorney may also need to obtain a professional medical expert witness, who will give testimony about your injuries as well as their consequences. This person might not have provided treatment to you in any way, but he or she will be able identify the type of treatment you require and how long it will take to heal. Once the claim has been settled, your medical expenses could be paid from the settlement or jury verdict that was awarded to you. In certain instances, your health insurer may file a lien against your settlement to collect the funds it paid on your behalf for your medical treatment. This is called subrogation. This lien could reduce your total amount from the defendant. It will also include any attorney or case costs as well as fees. Keep in mind, however, that the insurer company of the defendant might try to reduce the value of your medical bills if they're classified as “unreasonably expensive.” This tactic is commonly called the “nickel-and-diming” procedure. This is avoided by being upfront about your injuries at the beginning of the lawsuit. Personal injury lawyers will assist you in making sure you receive every penny of compensation. Lost wages Losing wages can be enormous financial burden following an injury to the body. It isn't easy to find ways to pay your bills while you are recovering from an injury at work, or from an automobile accident. In this regard, it's crucial to know how lost wages are calculated and proven in a personal injury case. The key is to show that you weren't able to work at your regular job, and that the amount of days you were off work was directly tied to the accident. You can prove that you lost wages by obtaining documents from your employer. Request an official statement that lists your name, position along with the pay rate and the number of working days per week before and after the accident. Also, you should include your pay stubs or other evidence of earnings to back up your claim. A personal injury lawyer can assist you get the documentation you need to prove lost wages in your case. This includes your pay slips along with tax returns and other documents that show the amount you would have earned during the time you were not able to work. In addition to the base loss wage in addition, you can also claim compensation for overtime lost tips, bonuses, and other bonuses. These can be calculated using the same formula as base lost wages. However, you will have to prove that you cannot use them because of your injuries from an accident. You may be required to prove your earnings potential, based on the extent of your injuries. This is the amount you would have earned if you had not been injured and were able to continue working at your current job. Calculating lost earning potential is much more complex than proving lost wages since it involves taking into account the length of your absence and the amount of your employee benefits. Talking to an attorney for personal injuries is a good idea prior to you settle your case. This will help you understand how much you will be compensated for lost earnings. A skilled personal injury lawyer has the resources and expertise to ensure you receive the full amount you're due following a serious car accident. Contact us today for a free consultation and to find out more about how we can help you with your personal injury case. Property damaged If you have been in an accident, you could be entitled to compensation for property damage. This includes damage to your home, car as well as other items which were damaged during the accident. You are able to collect money from a person who has damaged your property through negligence or recklessness. The manufacturer of a product can be sued if they sell defective equipment that caused damage to your vehicle or home. A personal injury lawyer will work on your case to ensure that you receive all the compensation you are entitled. This includes money for medical expenses, lost wages and other damages that you might have suffered due to the accident. Based on the severity of your injuries and the circumstances surrounding the incident, you could be able to recover more or less money for the damages. Your lawyer will evaluate the extent of your injuries and help you determine how you'll need to ask for an settlement. While you might be attracted by an insurance company's first offer but it is better to negotiate. An experienced attorney can assist you in making your negotiations more smooth and more efficient. Your personal injury lawyer will determine your non-economic and economic damages. The latter is a more complete way to quantify your financial losses. Non-economic damages include emotional, physical, and mental distress, as well as other losses. After your lawyer has calculated your damages, then you will need to present an insurance company. The amount you submit is what your lawyer believes you are entitled to in compensation for the harm you've sustained. The final step is to gather the evidence that you need to back your claim. Photographs, witness statements as well as any other type of evidence are all acceptable. Many people are shocked to find out that it can take many months for an injury claim in court to be resolved. Half of our readers settled their cases within two to one year. 30% waited more than one year. Pain and suffering Pain and suffering is a category of non-economic damages, which can be granted in settlements for personal injuries. These damages can include physical and emotional pain due to an injury. They can be difficult to measure Therefore, it is vital to collect evidence that reflects the severity of your injuries and the impact they have on your life. In some cases, these non-economic damages are more significant than the monetary compensation you receive for medical expenses and lost wages. For instance, if had a back injury that was serious and are now experiencing pain on a regular basis the quality of your life has drastically diminished. The amount of your losses is an important factor in determining the amount you'll be awarded in a settlement. In general, the more severe and painful the injuries, the more the settlement. Although it can be difficult to prove the severity of your injury, it's possible with the help of an experienced personal injury lawyer. Your medical records can be valuable evidence, as can the statements from physicians and mental health professionals. Testimony from family and friends members also can offer valuable insight into the way your injuries have affected your life. They can provide evidence of the emotional and physical trauma you've endured, as well as any changes in your personality or behavior. Two methods are employed by insurance companies to determine the plaintiff's loss of pain and suffering damages. The most common method is the “multiplier” that employs the multiplier range of 1.5 to 5. Let's examine a plaintiff who was injured that required extensive medical attention and an extended recovery. She incurs $10,000 in medical costs and loses five weeks of work at an annual salary of $1000 per week. Utilizing this multiplier, she will likely receive $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). A qualified personal injury attorney experienced in dealing with insurance companies is the best way to prove your suffering and pain. They can gather evidence and present your case to a jury.